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Enroll NowAre You Tired Of Sky-High Healthcare Bills And Limited Choices?
Most families and wellness-focused individuals struggle every month—paying more, worrying more, and still missing out on care that truly matters.
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What if you could choose affordable, holistic care that covers your real needs—without the stress?
Angela Willey and her family felt the same frustration—until they discovered a new way to save thousands and live healthy. A HealthShare is a community of people who help each other with medical costs. You pay a monthly amount, and once your annual max is reached, 100% of eligible expenses are shared.
It’s not insurance—it’s families helping families.
“Ready to stop worrying and start thriving? Want a plan that fits your family and your values?”
Yes! Show Me HowYour Roadmap to Simpler Healthcare
A HealthShare isn't insurance—it's a straightforward path where families help families with medical costs. Here's how your journey looks:
1. Enroll Online
Begin your journey by signing up through the Clearwater Health portal.
2. Submit Receipts
Continue on your path by submitting receipts monthly for reimbursement.
3. Attend a Webinar
Join our live webinar to learn all the details and get your questions answered.
Better Care. Better Choices. Better Costs.
Clearwater empowers you to take charge of your health with broad coverage for both traditional and holistic treatments.
Holistic Options
Coverage for Chiropractic care, Acupuncture, IV Drips, and more.
Supplements Reimbursement
Get money back for oils and supplements that keep you well.
Lower Monthly Costs
Save significantly compared to traditional insurance premiums.
No Network Restrictions
Choose any provider you trust—total freedom in your healthcare decisions.
Hear From Our Community
"I was tired of paying high premiums and feeling stuck. Finding this HealthShare program changed everything for my family. Now we have peace of mind and the freedom to choose our care."
- Sarah J., Mom & Entrepreneur
"As someone who is self-employed, finding affordable and effective healthcare was a nightmare. Clearwater has been a game-changer. The process is transparent and the community support is incredible."
- Mark D., Freelance Designer
"We love that our monthly contributions are helping other families directly. It feels good to be part of a system that's built on community and mutual support, not profits. And the savings are significant!"
- The Chen Family
“I’ve been without health insurance for 12 years because I thought it would cost thousands. Then I found your program, it’s affordable, fits our budget, lets me see the doctor I need, and even reimburses me for my supplements.”
- Nickie
A Note from Angela
"Hi, I'm Angela! Our family knows what it's like to feel the weight of healthcare costs. We were paying so much and still worried every time someone got sick. Then we found this HealthShare program—it changed everything. Now, I want to help other families find the same peace of mind and freedom we did."
- Angela Willey
Frequently Asked Questions
Is this the same as health insurance?
No, it's a bit different. Clearwater is a HealthShare, which is a non-profit community of members who agree to share in each other's medical costs. It's a more direct, community-focused approach where your monthly contributions help other families, rather than going to a for-profit insurance company.
Can I see my own doctor?
Absolutely. HealthShare programs offer the freedom to choose your own doctors and hospitals. There are no restrictive networks, giving you more control over your healthcare decisions.
What about pre-existing conditions?
Any new medical needs are shared right away once you join. For pre-existing conditions, they may be eligible for sharing after a waiting period, which varies based on the specific guidelines of the plan. It's designed to be fair for the entire community.
Who is this program best for?
It's a fantastic option for anyone tired of paying high premiums or feeling stuck with limited choices. This includes families, self-employed individuals, small business owners, and anyone who is wellness-minded and wants more control over their healthcare.
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